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Not All Excellent Contractors are Created Equal

Navigating the insurance maze with your Personal Administrative Consultant!  Actual cash value(ACV), Replacement cost value(RCV), depreciation, overhead & profit(O&P), paid when incurred(PWI), Scope of coverage, net claim, deductibles and loss…

Repair or Replace? What to do?

Repair or Replace that is the question.  A roofing system is generally thought of as a large expense.  Keep in mind that your entire home is protected by the roof-…